1. Who We Are
Taash Technologies Inc. (or registered entity) — "Taash", "we", "our", "us" — operates this website and all related apps and services. We provide AI‑powered tax‑preparation and financial‑management services for freelancers, creators, and SMEs in Nigeria and beyond.
2. Why This Policy Matters / Your Rights
We respect your privacy and are committed to protecting your personal data. This policy explains what data we collect, why we collect it, how we use it—and the rights you have under the law (Nigeria Data Protection Act 2023 / NDPR). You should read this before using our services.
3. What Data We Collect
Depending on how you use Taash, we may collect:
- Identity & Contact Data: full name, email, phone number, address (optional), Tax ID (if provided).
- Financial & Transaction Data: bank account metadata (via open‑banking integrations), transaction history, income/expense entries, receipts or invoices you upload, details of your income sources.
- Usage & Device Data: IP address, browser / device information, usage logs, timestamps, cookies (if any), metadata (for analytics, security, and service improvement).
- User‑Provided Documents: receipts, invoices, proof of expense, attachments, uploaded files.
We only collect data necessary for the services you request and with your consent.
4. How We Use Your Data
Taash uses your data for the following purposes:
- To provide tax‑preparation, financial‑tracking, reporting, estimation, and analytics services.
- To generate documents: expense ledgers, income summaries, deduction reports, tax‑estimate sheets, exportable PDFs/CSVs.
- To send notifications, reminders, updates about your account or tax‑relevant deadlines.
- To enable integrations (open banking, bank APIs) when you connect accounts.
- To improve and maintain our services: debugging, analytics, product improvements, usage data.
- To comply with legal and regulatory obligations (e.g. record-keeping, audit trails).
We will not use your data for purposes other than those listed above without asking for new consent.
5. Data Sharing & Third‑Party Use
In providing services, Taash may share your data with third‑party service providers — for example:
- Banking / open‑banking API providers (e.g. connection to your banks/payment processors), strictly where you opt‑in.
- Analytics or performance monitoring tools (for app performance, security, usage tracking).
- Subprocessors or cloud servers (for storage, backup, processing) under strict data‑processing agreements.
We do not sell or trade your personal data.
Any sharing is strictly governed by data‑processing agreements that comply with NDPA / NDPR (or equivalent).
6. Your Rights as User / Data Subject
Under Nigeria's data‑protection law, you have:
- The Right to Access: you can request a copy of your personal data that we hold.
- The Right to Rectification: if your data is incomplete, inaccurate, or outdated, you can request corrections.
- The Right to Deletion ('Right to be Forgotten'): under certain conditions, you may request deletion of your personal data.
- The Right to Withdraw Consent: you can withdraw consent for data processing — though this may affect your ability to use certain features.
- The Right to Data Portability: you can request your data in a commonly used machine-readable format (e.g. CSV, JSON).
- The Right to Lodge a Complaint: if you believe your data protection rights have been violated, you may contact us — or the data‑protection authority (Nigeria Data Protection Commission, NDPC).
To exercise any of these rights, please contact us at: privacy@taash.tax
7. Data Security, Retention & Deletion
We implement appropriate technical and organizational safeguards: encryption (in transit and at rest), secure storage, access controls, audit logging, periodic security reviews.
We apply the principle of data minimization — we only store what is strictly necessary for service delivery.
We retain data only as long as required:
- For active users: as long as your account is active.
- For inactive users: for a period consistent with legal or compliance needs — after which data is anonymized or securely deleted.
In the event of a data breach, we will follow best practices and notify affected users and regulators as required by law.
8. Consent & Age / Eligibility
By using Taash services, you consent to data collection and processing outlined in this policy. You confirm you are at least 18 years old (or legal adult in your jurisdiction) and competent to enter into this agreement.
9. Changes to This Policy
We may update this Privacy Policy occasionally — for example to reflect changes in law, regulations, business practices, or features. We will post the updated version with a "Last updated" date. Continued use after updates constitutes your acceptance of the changes.
10. Contact / Data Protection Officer
If you have any questions, requests, or complaints about our privacy practices, you can contact our DPO at:
Taash Technologies Inc.
Email: privacy@taash.tax